Privacy Policy

This Privacy Policy describes how rrsppenalty.ca (the “Site”) handles visitor information. It covers what the Site does and does not collect, the cookies set by third-party services, and how that information is shared.

Calculator inputs never leave your browser. Your RRSP deduction limit, contribution amounts, and any other values you enter into the calculator are processed entirely on your device. Nothing you type into the calculator is submitted to any server, stored in a database, or shared with any third party. When you close the tab, nothing is retained.

The Site uses cookies primarily through Google AdSense for ad serving and personalization. AdSense cookies allow Google to show ads that are relevant to your interests based on your browsing activity across sites that use Google advertising.

You can disable cookies in your browser settings, use an ad blocker, or manage your ad personalization preferences directly at adssettings.google.com.

• Google AdSense serves ads on the Site and may use cookies to collect data for ad personalization. You can opt out at adssettings.google.com.
• Hosting provider may log standard HTTP request data such as IP addresses for security and performance purposes.

We do not sell, trade, or share personal information with third parties beyond what is necessary for the third-party services listed above.

This Privacy Policy may be updated from time to time. When it is, the “Last updated” date below will reflect the most recent change.